Glossary |
Terms that are on use on this site.
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| There are 12 entries in the glossary. |
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| VA loans | A program that allows most veterans to purchase a house without a down payment. |
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| Variable interest rate | A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or Treasury bills. |
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| Variable rate | An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index. |
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| Variable rate mortgage | A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills. |
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| Vaulted ceiling | An elongated half-cylinder that arches above the floor. |
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| Verification of deposit | Part of the loan process, in which a lender will ask a borrowers bank to sign a statement verifying the borrowers account balances and history. |
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| Verification of employment | Part of the loan process, in which a lender asks the borrowers employer for confirmation of the borrowers position and salary. |
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| Vestibule | A small entrance hall or room. |
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| Veterans Administration (VA) | The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the VA loan program, which allows most veterans to purchase a house without a down payment. |
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| Victorian style | An architectural style that dates from the mid-19th century. |
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| Vinyl-clad windows | Wood windows sheathed in vinyl on the outside. |
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| Voluntary lien | A lien that a homeowner willingly gives to a lender. |
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